Skip Navigation

Fujifilm FinePix XP20

Tough-style 14-megapixel digital camera with 5X optical zoom (Blue)

2 Reviews

Item # 072XP20L

This item is no longer available.

Shop all Waterproof Cameras


Our take on the Fujifilm FinePix XP20

The beach, the zoo, outdoor hikes, ski trips, the water park — there's nowhere Fujifilm's XP20 camera won't go. Tough enough to accompany you on even your most extreme vacations, the fully sealed enclosure repels both water and sand, and can withstand some seriously cold temperatures. It even has a shockproof bumper design to keep it safe when the kids accidentally lose their grip.

Ultra-tough camera for all your vacation adventures

The beach, the zoo, outdoor hikes, ski trips, the water park — there's nowhere Fujifilm's XP20 camera won't go. Tough enough to accompany you on even your most extreme vacations, the fully sealed enclosure repels both water and sand, and can withstand some seriously cold temperatures. It even has a shockproof bumper design to keep it safe when the kids accidentally lose their grip.

Superb HD image quality

The XP20 captures sharp, high-resolution photos and videos suitable for enlarging. The high-quality 5X optical zoom lens delivers picture-perfect results, whether you're taking close-ups of your kid petting a zebra or zooming in close to your friend at the top of the trail. Dual image stabilization greatly reduces the effects of camera shake and subject blur to deliver crisp, clear shots in even the most demanding conditions.

Vertical Blue

Fun and flexible shooting modes

Flexible shooting modes make it fun and easy to capture your best vacation pics. The face detection mode identifies up to six faces in your frame and adjusts focus and exposure for better portraits and group shots. Or capture impressive landscapes using the motion panorama mode, which automatically stitches together three consecutive shots to create one large image. And for your underwater trips, switch to one-touch movie recording to keep it simple while capturing stunning HD video of coral reefs or tropical fish.

    • 14.2-megapixel (effective) CCD image sensor
    • 28mm wide-angle Fujinon lens
    • records photos and video onto optional SD, SDHC, or SDXC memory cards
    • 5X optical zoom (6.8X digital zoom/34X total zoom)
    • 35mm equivalent lens focal length: 28-140mm
    • 2-11/16" LCD screen
    Special Features:
    • tough enclosure is:
      • waterproof up to 16.5 ft.
      • shockproof up to 4.9 ft.
      • freezeproof down to 14°F
      • and dustproof
    • high-definition movie mode (up to 720p resolution)
    • dual image stabilization combines high sensitivity and image sensor shift to minimize blurs caused by a shaky hand
    • face detection identifies up to 6 faces in your frame and adjusts focus and exposure for better portraits
    • one-touch underwater movie recording
    • motion panorama automatically stitches together three consecutive shots for easy panoramas
    • in-camera red-eye detection and automatic correction
    Connections and Dimensions:
    • high-speed USB interface (USB and A/V cables included)
    • rechargeable lithium ion battery (NP-45A) and charger included
    • 3-15/16"W x 2-11/16"H x 1"D
    • weight (without battery and media): 5.1 oz.
    • warranty: 1 year
    • Our 60-day money-back guarantee

    The camera held up while taking pictures of whale sharks in Cancun. The quality of the photo isn't bad. The zoom loses clarity.

    Anonymous, Chicago, IL

    What's in the Box:

    • Digital camera (blue)
    • NP-45A Lithium-Ion rechargeable battery (3.7V/720mAh)
    • BC-45B Battery charger
    • 2' USB cable (with Type-A USB on one end and a proprietary connector on the other end)
    • Wrist strap
    • FinePix CD Software and Owner's Manual
    • User Guide (Eng/Fren/Span)
    • "Closing the Battery-Chamber Cover" instructions
    • Warranty/Product Registration sheet
    • Customer Service Contact Info ("Stop" sheet)

    Fujifilm FinePix XP20 Reviews

    Average Customer Review(s):

    (2 Reviews)

    Whale Shark

    Anonymous from Chicago, IL on 7/7/2012

    Crutchfield Customer Review (What's this?)

    The camera held up while taking pictures of whale sharks in Cancun. The quality of the photo isn't bad. The zoom loses clarity.



    Fujifilm FinePix XP20 camera

    Steve from Missouri on 6/25/2012

    Crutchfield Customer Review (What's this?)

    I did great! She seems to love it and it almost matches her hair. My girl is hard on cameras, so this is a good deal. 15 megapixel, waterproof, dust proof, freeze proof. This is a great camera for the money and Crutchfield was the lowest by far.




    Hands-on research

    Features and Specs

    LCD Screen Size 2.7"
    Wi-Fi No
    Touchscreen No
    GPS-enabled No
    Lens 35mm Equivalent 28-140mm
    Optical Zoom 5x
    Digital Zoom 6.8x
    Filter Diameter N/A
    Manual Focusing No
    Manual Exposure No
    Built-in Flash Yes
    HDMI Output No
    Internal Memory 10MB
    Memory Media SD/SDHC/SDXC
    Sensor Size 1/2.3" CCD
    Megapixels 14.2
    Image Stabilization Digital
    Highest Resolution 4320 x 3240
    4K Video No
    Video Resolution 1280 x 720
    Width (inches) 3-15/16
    Height (inches) 2-11/16
    Depth (inches) 1
    Weight With Battery (ounces) 5.8
    Parts Warranty 1 Year
    Labor Warranty 1 Year

    Product Research

    Inputs and Outputs Notes
    Supplied Software
    Image Capacity


    5x Zoom Lens: The XP20 is equipped with an f/3.9-4.9 Fujinon lens with a 5x optical zoom. It has a focal length of 28-140mm (35mm equivalent). The digital zoom is 6.8x when shooting in 4:3 aspect ratio, and 5.1x in 16:9. Combined with the digital zoom, the total zoom is 34x for 4:3 and 25x for 16:9.

    LCD Monitor: The XP20 has a 2.7" color LCD monitor featuring approximately 230,000 dots and approximately 96% horizontal and vertical coverage in the shooting mode.

    Rugged Build Quality: The XP20 features a rugged build quality that meets standards for water, dust, and shock resistance (through in-house testing). It complies with JIS Class 8 water resistance (to 16.5 feet, up to 120 minutes), and JIS Class 6 (IP68) dust resistance standards. It has also passed Fujifilm drop tests, surviving a drop from a height of 4.9' onto 2" thick plywood (compliant with MIL-STD 810F Method 516.5: Shock). The camera is also freeze-proof to 14°F.

    Image Sensor: The FinePix XP20 features a 1/2.3-inch, square-pixel CCD image sensor with 14.2-million effective pixels.

    Recording Media: Still images and movies can be recorded onto optional SD, SDHC, or SDXC memory cards. The XP20 also has an internal memory of approximately 10 MB to allow you to store a few more images in case your memory card is full.

    Still Image Quality: The FinePix XP20 records still images in JPEG format in 4:3 and 16:9 aspect ratios in three sizes:

    4:3 Aspect Ratio 16:9 Aspect Ratio
    L: 4320 x 3240
    M: 3072 x 2304
    S: 2048 x 1536
    L: 4320 x 2432
    M: 3072 x 1728
    S: 1920 x 1080

    HD/SD Movies: The XP20 can record high definition (1280 x 720, 16:9) and standard definition (640 x 480, 4:3) movies are recorded in Motion JPEG (AVI) at 30 frames per second (fps) with mono audio. Individual movies files cannot exceed 2 GB in size, regardless of the capacity of the memory card. A Class 4 SD memory card or higher is recommended when shooting HD movies.

    Shooting Modes: You can set the camera to suit your level and style of photography. The shooting mode choices include:

    • Scene Recognition Auto: A point and shoot mode in which the camera automatically adjusts settings to suit the scene: portrait, landscape, night, macro, backlit portrait, and night portrait. Intelligent Face Detection is turned on automatically in this mode, and the camera continuously adjusts focus on a face, or in the center area of the monitor.
    • Auto: A point and shoot mode recommended for first time users of digital cameras.
    • Program AE: The camera sets the shutter speed and aperture according to shooting conditions.
    • Natural & Flash: To help ensure good results, the camera takes two shots: one without the flash to preserve natural lighting, followed immediately by a second shot with the flash.
    • Natural Light: Lets you capture natural light indoors, under low light, or where the flash cannot be used. The flash is turned off and the sensitivity is raised to reduce blur.
    • Portrait: choose for portraits
    • Portrait Enhancer: provides a smooth skin effect when shooting portraits
    • Landscape: for daylight shots of buildings and landscapes
    • Motion Panorama: lets you take up to three pictures and join them together to form a panorama.
    • Sport: for photographing moving subjects
    • Night: for poorly lit twilight or night scenes
    • Night (Tripod): for slow shutter speeds when shooting at night
    • Sunset: to record the vivid colors of sunrises and sunsets
    • Snow: for capturing the brightness of scenes dominated by white snow
    • Beach: for capturing the brightness of sunlit beaches
    • Underwater: for taking photographs underwater
    • Underwater Wide: for wide angle underwater shots
    • Underwater Macro: for underwater closeups of small objects
    • Party: for shooting in low-light conditions with background lighting
    • Flower: for vivid closeups of flowers
    • Text: for clear pictures of text or drawings.

    Intelligent Face Detection: When Face Detection is On, the camera automatically detects human faces anywhere in the frame and sets the focus and exposure for shots that emphasize portrait subjects. This mode will prevent the camera from focusing on the background when taking group portraits or self portraits. Intelligent Face Detection also offers a red-eye removal option for removing the red-eye effects caused by the flash.

    Digital Image Stabilization (Digital IS): When shooting in a poorly lit area, any degree of camera shake can cause blurry pictures. In this case, the Digital Image Stabilization can be activated to reduce the effect of the camera shake. You can choose whether the image stabilization is performed at all times (Continuous) when the camera is in the shooting mode, or only when the shutter button is pressed halfway (Shooting Only). Digital IS can be turned off when using a tripod.

    ISO Sensitivity: You can manually set the camera's sensitivity to ISO 100, 200, 400, 800, 1600, or 3200. The Auto settings will adjust the sensitivity settings according to the shooting conditions. The higher the sensitivity setting, the better the camera is at reducing blur in poor lighting conditions, however, high settings can result in more noise in the recorded images.

    White Balance: White balance is used to preserve natural colors under different types of lighting. You can select Auto, Direct Sunlight, Shade, "Daylight" fluorescent lamps, "Warm White" fluorescent lamps, "Cool White" fluorescent lamps, and Incandescent light.

    Auto Exposure: The Finepix XP20 automatically sets the aperture and shutter speed according to the shooting conditions. The shutter speed can range from 1/4 second to 1/2000 second in the Auto Mode, and 4 seconds to 1/2000 in other modes. The aperture can range from f/3.9 to f/6.2 in wide angle and f/4.9 to f/8.0 in telephoto.

    Exposure Compensation: You can alter the exposure from the value suggested by the camera, making pictures brighter or darker. You can adjust the exposure a total of 13 steps from -2.0 to +2.0 EV in 1/3 EV steps. Exposure compensation is available in the Program AE shooting mode only.

    Continuous Shooting: You can capture motion in a series of pictures using the Continuous Shooting mode. The camera takes up to three pictures while the shutter button is pressed at a rate of up to 0.8 frames per second. Focus and exposure are determined by the first frame, and the flash is turned off automatically.

    Self-timer: The camera gives you the choice of a 10-second or 2-second self timer. In addition, you can take pictures of yourself with others using the Couple Timer or Group Timer. With the Couple Timer, the camera starts the timer when it detects two portrait subjects close together. You can also vary the proximity of the two persons (near, close-up, super close-up). When the Group Timer is used, the camera starts the timer when the selected number of portrait subjects (1-4) is detected.

    Auto Focus: In most cases, the XP20 uses contrast-detection TTL (through the lens) Auto Focusing. You can choose between two AF Modes: Center and Tracking. In the Scene Recognition mode, the camera continuously focuses on the subject(s) in the frame, increasing the drain on the battery.

    Focus Range: The camera's focus range is approximately 1.9' to infinity (wide angle) and 3.2' to infinity (telephoto). In the Macro mode, the focus range is approximately 3.5" to 2.6' (wide angle) and 0.6' to 2.6' (telephoto).

    Flash Modes: The FinePix XP20 has a built-in flash with an effective range of 2.2' to 10.1' (wide angle), 2.2' to 8.8' (telephoto), and 0.9' to 2.6' (macro). Red-eye removal minimizes the "red-eye" effect, and is available for each flash mode. You can choose from the following flash modes:

    • Auto: flash fires automatically as required by the shooting conditions
    • Fill Flash: flash will fire whenever a picture is taken
    • Slow Synchro: auto flash combined with slow shutter speeds (tripod recommended)
    • Flash Off: You can close the pop-up flash when flash photography is prohibited, or to capture natural lighting under dim light.

    Light Metering: The XP20 uses 256-segment, TTL (through-the-lens) metering, where the camera automatically assesses the scene and selects the optimum exposure.

    Viewing Images: Images can be played back one-at-a-time or in a variety of multi-frame views. Multi-frame options include a 5-frame cascading display (two previous and two following frames cascaded behind the highlighted image), a side-by-side two-frame display (with smaller thumbnails of the previous and next frames, 9-image grid (3 x 3) and a 100-image grid (10 x 10) of micro-thumbnails. In the 9- and 100-image grid views, the highlighted image is slightly enlarged.

    Image Search: The Image Search function lets you search pictures by the following criteria:

    • Date: Viewing images by date makes it easy to locate specific events or occasions.
    • Face: Portraits can be selected based on composition: groups, couples, or solo portraits.
    • Favorites: Search for photos by rating
    • Scene: Pictures shot in Auto or SR Auto modes can be replayed according to the type of scene: portrait, landscape, night scene, or macro.
    • Type: You can easily search your pictures according to the type of photos: still photos, edited images, or movie footage.
    • Upload Mark: Search for pictures selected for upload to a specified destination.

    Playback Zoom/Cropping: You can enlarge a still image in the monitor according to the image quality (size). After you have zoomed in and scrolled the picture to the desired composition, you can create a cropped image of a picture. Copies will have an aspect ratio of 4:3, and will be saved as a separate file.

    Resize: To create a small copy of a picture, you can select "Resize" from the menu. The new images vary in size with the original image.

    Slide Show: You can view pictures in an automated slide show. You can select normal playback, or with a Fade, Slide, or Wipe transition.

    Printing Pictures: Using DPOF (Digital Print Order Form), you can designate which images to print, and whether to print them with or without date. Pictures can be printed as followed:

    • Printer or Photo Lab: plug the camera into a Pictbridge-compatible printer, insert the memory card into a compatible printer, or take the memory card to a digital photo lab
    • Transferring to Computer: transfer the images to a computer before printing them

    Power Requirements: The FinePix XP20 is powered by the supplied NP-45 Lithium-Ion rechargeable battery. A fully-charged NP-45 is good for approximately 200 shots. The supplied BC-45B battery charger will charge an NP-45 battery in about 120 minutes.

    Auto Power Off Function: When the camera is operated on battery power, the Auto Power Off function will automatically turn off the camera to reduce the drain on the batteries if no operations are performed for 2 minutes or 5 minutes, as set in the menu. Regardless of the option selected, the camera will not automatically turn off when connected to a printer or computer, or when a slide show is in progress.

    Inputs and Outputs Notes

    USB Multi-Connector: The FinePix XP20 features a single proprietary jack for connecting either the supplied USB cable or an optional A/V cable. This one output allows you to download your photos to your computer via USB, or view your photos on a TV. With the optional HDP-L1 HD Player, still pictures and movies on an SD or SDHC card can be viewed on an HDTV. (SDXC cards are not compatible with the HDP-L1.)

    Note: The video output can be set to NTSC or PAL. SECAM is not supported.

    Supplied Software

    System Requirements: The FinePix XP20 is equipped with Software for MyFinePix Studio Version 2.1 for Windows and FinePix Viewer Version 3.6 for Macintosh. In order to use this software, your computer must have the following minimum requirements:

    Requirements for MyFinePix Studio (Windows)
    Operating System Windows 7 / Windows Vista Windows XP
    CPU 3 GHz Pentium 4 or better 2 GHz Pentium 4 or better
    RAM 1 GB or more 512 MB
    Free Disk Space 15 GB or more 2 GB or more
    Display 1024 x 768 pixels or more with 24-bit color or better
    A graphics processing unit that supports DirectX 7 or later
    Other Built-in USB port
    Internet connection (broadband recommended) required to intall .NET Framework (if necessary), to use auto update feature, and when performing such tasks as sharing pictures online or via email.
    Requirements for FinePix Viewer (Macintosh)
    CPU Power PC or Intel
    Operating System Pre-installed versions of Mac OS X Version 10.3.9 - 10.6
    RAM 256 MB or more
    Free Disk Space A minimum of 200 MB required for installation with 400 MB available when FinePix viewer is running.
    Display 800 x 600 pixels or more with thousands of colors or better
    Other Built-in USB port

    Image Capacity

    Number of Storable Images: The approximate number of images you can store on the internal 10 MB memory or an inserted SD/SDHC/SCXC memory card is as follows:

    Image Size Internal Memory
    10 MB
    Fine Normal Fine Normal Fine Normal Fine Normal
    Large 4:3 1 2 320 550 640 1100 1290 2210
    Large 16:9 2 3 410 780 830 1570 1680 3160
    Medium 4:3 3 5 630 1100 1260 2200 2540 4420
    Medium 16:9 3 7 820 1540 1640 3090 3290 6200
    Small 4:3 6 11 1420 2350 2860 4710 5740 9450
    Small 16:9 9 13 2070 2830 4150 5680 8330 11400

    Amount of Movie Recording Time: The approximate amount of total recording time you can store on the internal 10 MB memory or an inserted SD/SDHC/SDXC memory card is as follows:

    Movie Size
    (30 fps)
    Internal Memory
    10 MB
    HD 1280
    1280 x 720
    1 sec 11 min 24 min 48 min
    640 x 480
    6 sec 28 min 58 min 116 min

    Our Product Research Team

    At Crutchfield, you'll get detailed, accurate information that's hard to find elsewhere. That's because we have our own in-house Product Research team. They verify what’s in the box, check the owner's manual, and record dimensions, features and specs. We stay on top of new products and technologies to help people make informed choices.